Randy’s Career Tips

Insurance companies are responsible for protecting individuals from financial losses as a result of injury or illness, and an underwriter will calculate the premium that a company should charge in order to write a claim. An underwriter may consider health, family history, and age, in addition to the past history of the applicant in order to make a proper determination of how much the insurance company should charge the client.

Most Insurance underwriters will now use computerized systems and government data in order to calculate the risks that an individual presents to the insurance company. The Internet has revolutionized the industry, as most individuals are now able to use online databases in order to gain real time information on policy quotes.

Underwriters may specialize in a particular area of insurance work, which can include health, life, and home, among others. It is becoming increasingly common for insurance underwriters to specialize in group contracts, often for corporations or unions.

Policy writers will also have to be familiar with a number of risks and different packages of insurance to offer clients, and estimating the risks of an entire corporation with many employees can be stressful.

These professionals will typically have comfy jobs, working a 40 hour week, and there are no formal educational requirements to gain employment in this field. Most insurance companies prefer that an underwriter have a bachelor’s degree in finance or accounting, but some may simply learn on the job.

In 2006, these professionals occupied over 100,000 jobs in America, with most working in insurance branch offices around the country. Job growth for underwriters is expected to grow slowly due to advances in computer technology, which automates some of their traditional work.

In 2006, the middle 50th percentile of underwr (more…)

Many of us find meeting people for the first time to be an uncomfortable experience. Something just happens to us when we find ourselves looking into the eyes of a stranger.

Bombarded by an abundance of insecurities, we suddenly become very self-conscious and tongue-tied. Thoughts race through our minds… “What if they think I’m boring?”, “What if they don’t like the way I look?”… and on it goes.

If you suffer from this malady and are placed in a position of dealing with new customers and clients on a regular basis, it’s time to get a handle on the problem.

Learn To Be Comfortable in Your Own Skin

Our insecurities arise from the way we feel about ourselves as a result of real or imagined shortcomings.

Therefore, the secret to overcoming social insecurities is about learning how to get comfortable in your own skin - accepting yourself for who you really are and, most importantly, realizing that you’re not going to be liked or accepted by everyone, regardless of what you do.

So, here are a few tips to help you create that “feel good” mentality:

Take care of your appearance ~ Keep your hair and nails cleaned and trimmed. Wear clothes that are neat, comfortable, and stylish.

Why is this important? Because how you feel about your appearance ~ is vital to your self-confidence.

A person who feels good about how they look is going to be more receptive, friendly, and convey confidence.

Wear a friendly smile and keep open mind ~ People like people who like people. So, open your mind and your heart when you’re introduced, and don’t be afraid to smile.

Smiles are the universal language of pleasure, and can often disarm preconceived notions others might have about you. Not only that, you might make another person’s day brighter just by smiling at them.

Mind your body language ~ Your bod (more…)